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Advisor's Journal
September 2010
Offshore`s Limited Shelf Life (CC 10-47)
Mandatory Securities Arbitration Clauses on the Chopping Block (CC 10-48)
CBO Analysis Supports Extending Tax Cuts (CC 10-49)
Avoid Transfer Taxes with a Capitalized Entity Sale to an IDGT (CC 10-50)
IRS Guidance Provides Safe Harbor for Policies Maturing After Age 100
August 2010
Dodd-Frank Wall Street Reform and Consumer Protection Act (CC 10-35)
Potential Pitfalls in IRA Money Movement and Non-Public Investments (CC 10-36)
The Joy of Giving in 2010 (CC 10-37)
Life Insurance: The Key to Success in Wealth Transfer Tax Planning (CC 10-38)
The Effect of Divorce on Life Insurance Beneficiary Designations (CC 10-39)
What You Don’t Know Yet Might Hurt You: A Broker’s Duties under the Financial Reform Act (CC 10 40)
STOLI to STOA: First Drops in a Gathering Storm (CC 10 41)
Indexed Annuities: Still Insurance (CC 10 42)
Capital Gains Increasing Importance for Valuation Discounts: Jensen v. Commissioner (CC 10 43)
SEC’s Plain English Requirement Equals Expensive Client Disclosures(CC 10-44)
Hedge Fund Must Now Register with the SEC Under the New Wall Street Reform Act (CC 10-45)
Long-term Care Insurance Reform Act of 2010 (CC 10-46)
July 2010
Codification of the Economic Substance Doctrine (CC 10-31)
What Split-interest Strategies Make Sense in a Low Interest Rate Economy? (CC 10-32)
Waiver of the 60-Day Tax-free Rollover Requirement (CC 10-33)
The Key Executive Insurance Story (CC 10-34)
June 2010
Planning Early to Lessen the 3.8% Medicare Tax on Investment Income (CC 10-24)
Reprising Ralph (CC 10-25)
What Planners Need to Know to Cope with the Coming Retirement Wave (CC 10-26)
Are Annuities Right for Your Clients (CC 10-27)
States Fix Formula Clause Problem Created by Temporary Estate Tax Repeal (CC 10-28)
Deductions for Life Insurance Premium Payments to Welfare Benefit Plan Denied (CC 10-29)
Domestic Asset Protection Trusts: New Chart Ranks the States (CC 10-30)
May 2010
US Senate Budget Committee Resolution Provides Two-Year Extension of 2009 Estate Tax Levels (CC 10-19)
A Guide to Retirement Plan Fees & Expenses(CC 10-20)
Making Sure a Bequest Benefits the Intended Recipient (CC 10-21)
Activity in Parallel Universe Reveals Vast Untapped Market for Life Insurance on Earth (CC 10-22)
Estate Planning Lessons From Michael Jackson`s Death (CC 10-23)
April 2010
New Law Revamps Health Delivery System (CC 10-14)
Changes Affecting Individuals in the 2010 Health Reform Law (CC 10-15)
Changes Affecting Business in the 2010 Health Reform Law (CC 10-16)
Changes Affecting Large Employers in the 2010 Health Reform Law (CC 10-17)
New Medicare Taxes for High-Income Taxpayers (CC 10-18)
March 2010
Life Insurance Valuation (CC 10-09)
Termination of Policy Subject to Loan Triggered Taxable Income (CC 10 - 10)
Estate Planning For Families With A Special Needs Child (CC 10-11)
Inherited IRA Held Exempt from Bankruptcy Estate under Federal Exemption (CC 10-12)
HIRE Provides Immediate Payroll Tax Holiday (CC 10-13)
February 2010
The Transfer for Value Tax Trap (CC 10-06)
High Net Worth Clients: How to Find Them, How to Service Them (CC 10-07)
Estate Planning in Uncertain Times (CC 10-08)
January 2010
The 2009 Top 40 (CC 10-01)
Estate Tax Chaos (CC 10-02)
Failure to Use Inside Procedure Spoils 1035 Exchange (CC 10-03)
Book Review - A Practical Guide to Estate Planning For a Family with a Special Needs Child (With Sample Forms and Checklists) (CC 10-04)
Notice 2010-06 Offers Guidance on Correcting Document Failures Under Section 409A (CC 10-05)
December 2009
The Estate Planning Process (CC 09-52)
Don`t Overlook NUA Tax Break on Lump Sum Distributions of Employer Stock (CC 09-53)
House Passes Permanent Estate Tax Relief (CC 09-54)
Lapse of the Estate and GST Taxes in 2010? — FAQs (CC 09-55)
November 2009
Professional Alliances (CC 09-46)
Pension Plan COLAs for 2010 (CC 09-47)
Income Tax COLAs for 2010 (CC 09-48)
The Will Approach (CC 09-49)
Don`t Pitch (CC 09-50)
Liberalized IRA to Roth IRA Conversion Rules in 2010 (CC 09-51)
October 2009
Roth IRA Recharacterization Deadline Quickly Approaching (CC 09-41)
The Year End Review (CC 09-42)
Notice 2009-82 Special Rollover Relief (CC 09-43)
U.S. Estate and Gift Tax Consequences for Non-U.S. Citizens (CC 09-44)
Four Fourth Quarter Sales Boosters (CC 09-45)
September 2009
Two Tax Doctrines: Constructive Receipt and Economic Benefit (CC 09-36)
Fully Insured Plans (CC 09-37)
IRS Issues Three Revenue Rulings and Four Notices Affecting Retirement Plans (CC 09-38)
Book Review - Buy-Sell Agreements: Ticking Time Bombs or Reasonable Resolutions? (CC 09-39)
HSA Employer Comparable Contributions (CC 09-40)
August 2009
Coordinating Retirement Accounts with Estate Planning (CC 09-33)
Finding Income in Hard Times (CC 09-34)
Are Target-Date Funds Failing (CC 09-35)
July 2009
Trust Owned Annuities and the Non-Natural Person Rule (CC 09-29)
Notice 2009-27: Post-ARRA 2009 COBRA Guidance (CC 09-30)
The Year End Push is Here (CC 09-31)
The Spendthrift Clause (CC 09-32)
June 2009
Notice 2009-48 Provides Guidance on §101(j) EOLI Rules (CC 09-25)
New Section 7520 Valuation Tables (CC 09-26)
Expiration of Policy Subject to Loan Triggered Taxable Income (CC 09-27)
Don`t Overlook Beneficiary Designations and Settlement Options (CC 09-28)
May 2009
Should the Basis of a Life Contract be Adjusted by Mortality Charges? Rev. Rul. 2009-13 Says Yes in Context of Life Settlements; Certain Amounts over Adjusted Basis Treated as Capital Gains (CC 09-19)
GST Tax Planning: The Key Question to Ask a Middle Generation Prospect (CC 09-20)
Rev. Rul. 2009-14: Income Tax Guidance for Life Settlement Companies (CC 09-21)
Acquirers and Inheritors Dilemma: Discovering Life Purpose and Building Personal Identity in the Presence of Wealth (CC 09-22)
Tax Proposals Target Estate and Gift Tax Valuation Discounts (CC 09-23)
Tax Proposals Affecting Life Policies (CC 09-24)
April 2009
Saving for College: State-Run Plans vs. Effective Estate Planning (CC 09-14)
Your Client`s Buy-Sell Agreement: Ticking Time Bomb or Reasonable Resolution? (CC 09-15)
IRS Issues Ponzi Scheme Guidance (CC 09-16)
Know the Ins and Outs of 1035 Exchanges? (CC 09-18)
March 2009
Business Succession Planning That Meets the Owner`s Needs (CC 09-09)
Possible Tax Trap when Trustee of ILIT Disclaims Responsibility for Selection of Insurance Product (CC 09-10)
Tax Rules Governing Gifts: 2 Points on Donative Intent (CC 09-12)
February 2009
Termination of Policy Subject to Loan Triggered Taxable Income (CC 09-05)
Crummey Review (CC 09-06)
Rollovers of IRAs to Qualified Plans: An Overlooked Source of Planning Possibilities (CC 09–07)
American Recovery and Reinvestment Act of 2009 (CC 09–08)
January 2009
Top 50 Docs Viewed in 2008 (CC 09-01)
The Check is in the Mail (CC 09-02)
To the Moon, Alice!—How to Prospect Even Though People Are Fed Up with Marketing (CC 09-03)
Beware of the Code §2036 Tax Trap (and its Application to Crummey Trusts) (CC 09-04)
December 2008
Worker, Retiree, and Employer Recovery Act of 2008 Waives RMDs for 2009 (CC 08-46)
Market Declines and IRAs (CC 08-47)
Obama and the Estate Tax (CC 08-48)
Notice 2008-113 Clarifies Rules on 409A Corrections (CC 08-50)
Last Minute Charitable Contributions (CC 08-51)
November 2008
Economic Downturns and Estate Planning (CC 08-41)
The Heart of an Estate Plan (CC 08-42)
Tax Evasion v. Tax Avoidance (CC 08-43)
Final Regs Issued on EOLI Reporting Requirements (CC 08-44)
October 2008
Passing It on from the Inside Out (CC 08-37)
President Signs the Emergency Economic Stabilization Act of 2008 (CC 08-38)
Bill, "Boot" and 1035 Exchanges (CC 08-39)
Pension Plan Limitations for 2009 (CC 08-40)
September 2008
The Del Boca Vista Widow (CC 08-33)
Fifty-one Flowers: Current Perpetuities Law in the States (CC 08-34)
The Transferor`s Basis Exception to the Transfer For Value Rule (CC 08-35)
Limited Tax Credit for Certain Homebuyers (CC 08-36)
August 2008
Charitable Gifts Of Life Insurance - Part I (CC 08-29)
Charitable Gifts Of Life Insurance; Planning Ideas - Part II (CC 08-30)
IRS Issues Final Regs for Valuation of Annuity Contracts in Roth IRA Conversions (CC 08-31)
July 2008
The Just Enough Funding Technique: An Innovative New Strategy (CC 08-25)
Cancellation of Policy Subject to Loan Can Generate Taxable Income (CC 08-26)
U.S. Estate and Gift Tax Consequences for Non-U.S. Citizens (CC 08-27)
Long-Term Care Insurance—A Desirable, Tax-Advantaged Employee Benefit (CC 08-28)
First Half of 2008 - The 25 Most Viewed Docs (CC 08-29)
June 2008
Practical Succession Planning for the Family-Owned Business (CC 08-22)
Power of Appointment for Future Flexibility (CC 08-23)
May 2008
Split Dollar Life Insurance Funding: You Mean People Still Do That? (CC 08-18)
The Law of Intestacy (CC 08-20)
April 2008
Rights Of Creditors In Insurance (CC 08-14)
Notice 2008-30 Provides Guidance on PPA 2006 Distribution-Related Provisions (CC 08-15)
Supreme Court Opens Door to Breach of Fiduciary Duty Claims Against Administrators of Defined Contribution Pension Plans for Individual Account Losses (CC 08-16)
Modification of Split-Dollar Arrangement Not a Material Change to Underlying Life Insurance Contract (CC 08-17)
March 2008
Knight v. Commissioner - U.S. Supreme Court Rules On Important Issue Regarding Income Taxation of Trusts (CC 08-10)
Minors as IRA Beneficiaries: Help Your Clients Do It Right (CC 08-12)
Rev Proc 2008-24 Finalizes Guidance on Partial Exchanges (CC 08-13)
February 2008
Recent Case Spotlights Investor Initiated SOLI and the Insurable Interest Rule (CC 08-05)
2008 Brings a Zero Tax Rate on Portions of Investment Income (CC 08-06)
Hedging Estate Tax Uncertainty with ILITs (CC 08-07)
President Signs Economic Stimulus Act (CC 08-09)
January 2008
Tax Considerations in Gifts to Minors (CC 08-01)
Incentive Trusts (CC 08-02)
Estate Planning for Pets (CC 08-03)
The Leveraged Family Business CLAT (CC 08-04)
December 2007
A Pre-Holiday Gift from the IRS: NQDC Planning for 2007 and Beyond (CC 07-57)
Missing the Target? (CC 07-59)
Notice 2007-100 Allows 409A Corrections (CC 07-60)
Top 50 Docs Viewed in 2007 (CC 07-61)
November 2007
Dynastic Wealth Transfer (CC 07-53)
Book Review - A Practical Guide to Drafting Irrevocable Life Insurance Trusts (CC 07-54)
Estate Planning Strategies Designed for the C Corporation (CC 07-55)
Temporary Regs Issued on EOLI Reporting Requirements (CC 07-56)
October 2007
Using Annuities for Long-Term Care Planning (CC 07 - 45)
Modification of Irrevocable Trusts and State Law (CC 07 - 46)
New IRS Pronouncements on 419 Plans (CC 07 - 47)
2008 Inflation Adjustments (CC 07 - 48)
IRS Announces Pension Plan Limitations for 2008 (CC 07 - 49)
Transition Relief for Compliance with Final 409A Regulations Extended to January 1, 2009 (CC 07 - 50)
September 2007
To Convert or Not to Convert, That is the Question (CC 07-40)
Using QPRTs to Maximum Advantage for Wealthy Clients (CC 07-41)
Documentation Deadline for 409A Compliance is Extended and Additional Guidance is Issued (CC 07 - 43)
August 2007
Treasury, IRS Issue Final 403(b) Regulations (CC 07-35)
Annuity Traps for the Unwary (CC 07-36)
17 Advantages of a Will (CC 07-37)
Charitable IRA Gifts in 2007 (CC 07-39)
July 2007
Deferred Compensation (07-30)
New Rules Concerning Employer-Owned Life Insurance Affect Buy-Sell Agreements (With Sample Buy-Sell Provision) (07-31)
Ralphs Term Look-A-Like UL (07-32)
First Half of 2007 - The 20 Most Viewed Docs (CC 07-33)
June 2007
Rollover Deemed Valid Even Though Effectuated by Surviving Spouse (CC 07-27)
Small Business Tax Act Extends Kiddie Tax to Full Time Students up to Age 23 (CC 07-28)
Trustee-to-Trustee Transfers Constituted a Modification to a Series of Substantially Equal Periodic Payments (CC 07-29)
May 2007
Will the Real Mean Please Stand Up: Properly Calculating Investment Returns (CC 07-22)
April 2007
Federal Taxation of Life Settlement Proceeds: A Question of Gain (CC 07-14)
Estate Planning for Blended Families (CC 07-16)
IRS Issues Final Section 409A Regulations (CC 07-17)
Notice 2007-34 Explains Application of Section 409A to Split-dollar Life Insurance Arrangements (CC 07-18)
Final 415 Regs Provide Comprehensive Guidance on Qualified Plan Benefit and Contribution Limits (CC 07-19)
March 2007
Estate Planning for Persons With Less Than $5 Million (CC 07-10)
Notice 2007-7 Provides Rules for Nonspousal IRA Rollovers (CC 07-11)
Update on State Death Tax Laws (CC 07-12)
8th Circuit Affirms IRS Section 2036 Attack Against FLP (CC 07-13)
February 2007
The Inheritor`s Trust (CC 07-07)
Revenue Ruling Details Transfer for Value Implications of Policy Transfer to Grantor Trust (CC 07-08)
Notice 2007-22 Explains Rollovers from Health FSAs and HRAs to HSAs (CC 07-09)
January 2007
NAIC Committee Approves Amendments to Viatical Settlements Model Act (CC 07-01)
IRS Modifies MEC Correction Mechanism in Rev. Proc. 2007-19 (CC 07-04)
IRS Issues Guidance on Distributions from IRAs to Charitable Organizations (CC 07-05)
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